Phone: 949-715-3558
Fax: 949-613-8386

daws@craigdawsoninsurance.com

 
    
PERSONAL FITNESS INSTRUCTOR
A Liability Insurance Program Providing Protection
from Lawsuits of Bodily Injury and/or Property Damage


PROGRAM HIGHLIGHTS
  • Admitted Basis

  • Occurrence Form Policy

  • $2 Million in coverage for only $105

  • A.M. Best "A" rated Insurance Company-Starr Indemnity

  • Worldwide coverage for suits brought in the United States or Puerto Rico

    • Who Is Covered
    This program provides protection for the Policyholder against claims of bodily injury liability, property damage liability, personal and advertising injury liability and the litigation costs to defend against such claims. Coverage is provided up to $2,000,000.00 Aggregate. There is no deductible amount. Coverage is offered through the Sports and Recreation Providers Association Purchasing Group.

    Coverage Includes Suits Arising Out Of:

    • Injury or death of spectators
    • Injury or death of participants
    • Injury or death of volunteers
    • Property damage liability
    • Incidental medical malpractice
    • All activities necessary to conduct of training
    • Ownership use or maintenance of fields or practice areas
    • General negligence claims
    • Cost of investigation and defense of claims, even if groundless
    • Corporal punishment

    Exclusions
    Claims made by abuse or molestation, aircraft, all acts of terrorism, asbestos liability, assault and battery, collapse of temporary structure, employment related practices, fungi and bacteria, hepatitis, HIV, HTVL, AIDS, transmissible spongiform encephalopathy, lead poisoning, nuclear energy liability, professional liability, pyrotechnics activity, total pollution, war liability and liability for occurrences prior to the effective date of coverage. All of the above are subject to the terms and conditions of the policy.

    Note: There is no liability coverage for claims arising out of any of the following activities: All motor sports, ballooning, bungee jumping, gymnastics, luge, mountain climbing, parachuting, polo, rodeo or any equestrian related sports, skin diving, SCUBA diving, snow skiing, squash, tobogganing, use of saunas or other tanning devices, use of trampolines, water slides, white water rafting or any saddle animal exposures.

    Please note additional ineligible activities:

    • Certified High school/College Athletic Trainers
    • Coaching of Competitive Athletics
    • Instructors Under the age of 18
    • Instructors based outside of the U.S.
    • Physical Education Teachers working within the school systems
    • Instruction of Sports Skill Activities

    Click here to apply for a policy now.